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Information about the Penny Shortage
As you may have heard, the U.S. Mint has officially ended the production of new 1-cent coins (pennies) for circulation after more than two centuries.
Here’s what that means for you and for us at All One Credit Union:
1. Pennies remain legal tender.
All existing pennies still count. You can continue to use them the same way you always have.
2. You may see fewer pennies in circulation.
Because no new ones are being minted, over time you may notice that fewer pennies show up in day-to-day cash change or at registers. This doesn’t mean you’ll be short-changed it just means the coin will gradually become less visible.
3. What this means for cash transactions at branches and vendors.
We’ll continue to accept and dispense pennies normally at our branches, to the extent possible.
Some businesses may begin to round cash totals to the nearest five cents or ask for exact change more often. That said, this is optional and will evolve gradually.
4. What you can do to help.
If you have jars of pennies, consider bringing them into your branch for coin counting or deposit. The following locations have convenient coin counting machines: 20 Adams Street, Leominster, 159 Mechanic Street, Clinton and 910 West Boylston Street, Worcester.
When using cash, you might want to keep an eye on whether you have enough small coins (nickels, dimes) for smooth transactions.
5. Why is this happening?
Over recent years the cost to produce a penny has exceeded its 1-cent value. The U.S. Treasury determined that continuing full production was no longer fiscally sustainable.
6. Bottom line for you: No action required.
Everything you do today with your cash and account holds. We simply believe in keeping you informed, so you’re comfortable with any subtle changes you may notice. If you have any questions or want to roll coins in for deposit, we’re here to help.
Additional information can be found here:
Thank you!
Paying Tribute to one of our Founders
It is with a heavy heart that we announce the passing of one of Leominster Credit Union’s founding fathers, Aldo Mazzaferro. Aldo passed peacefully last week at the remarkable age of 104. He was truly a special individual whose vision and dedication helped shape our credit union from the very beginning. We extend our deepest condolences to Aldo’s family and loved ones during this time.
THE COMMONWEALTH OF MASSACHUSETTS Division of Banks
ALL ONE CREDIT UNION (Credit Union), Leominster, Massachusetts has petitioned the Commissioner of Banks for permission to amend its by-laws pursuant to Massachusetts General Laws chapter 171, section 10 to expand the associations which qualify persons for membership. The amendment relative to membership eligibility proposes to add membership eligibility for family members of existing members, as well as for members of religious, civic, or charitable organizations having their principal place of business within the Credit Union’s existing geographic field of membership. Any objections or comments relative to this proposal must be communicated in writing to the Commissioner of Banks, One Federal Street, Suite 710, Boston, Massachusetts 02110 or via electronic mail to dob.comments@mass.gov no later than March 21, 2025. A public hearing may be held if the response is considered significant or circumstances warrant such a hearing, as determined by the Commissioner. The petitioner’s application and all communications relative to this application are available from the Division by request at dob.rao@mass.gov.
MARY L. GALLAGHER
Commissioner of Banks
All One Credit Union Announces Promotions
Leominster, MA – All One Credit Union is proud to announce the following employees have been recently promoted within the organization.
Katie Najjar has been promoted to Chief Member Experience Officer. In this new role, Katie will oversee and collaborate with both the Retail and Marketing Divisions to further develop initiatives and programs impacting growth opportunities. Katie joined the credit union five years ago as SVP Retail.
Justin Silva has been promoted to VP Retail. In this new role, Justin will continue to oversee the Member Service Center and support the Chief Member Experience Officer in leading the Retail area. Justin joined the credit union as an intern at the West Boylston Street Branch in 2000 and has progressed through various roles within the branch network and Retail Division.
Tina Cicero has been promoted to AVP Area Manager. In this new role, Tina will continue to manage the West Boylston Street Branch while also overseeing the Branch Managers of the Sterling and Shrewsbury Street branches. Tina has been with the credit union for more than seven years and has served as a Branch Manager for the last three and a half years.
Nichole Howarth has been promoted to VP Operations. In this new role, Nichole will oversee all aspects of Operations including Account Operations, Digital Operations, Payment Operations as well as Retail Operations. Nichole joined the credit union eight years ago and has served in a management capacity on both the Retail and Operations sides.
Meg Zamarro has been promoted to Digital Operations Manager. In her new role, Meg will lead the day-to-day operations of the Digital Operations Team and support the credit union’s digital platforms. Meg joined the credit union seven years ago in the Member Service Center and has been a member of the Digital Team for the last four years.
Dawn Garrigan has been promoted to Payment Operations Manager. In this new role, Dawn will lead the day-to-day operations of the Payment Operations Team and support all of the credit union’s payment channels. Dawn has over twenty years of Operations experience and has worked for the credit union for more than ten years.
Josh Laprade has been promoted to AVP Information Technology. In this new role, Josh will lead the day-to-day operations of the IT Team while playing a critical role in projects and technology initiatives throughout the credit union. Josh joined the credit union seven years ago and has been the IT Manager for the last three years.
LCU is now All One Credit Union – Rebrand Reminders!
October 17, 2024
Dear Member,
We are excited about our rebrand and new name and we wanted to follow up with a few reminders. Our digital and online banking has been updated with new logos, name, and colors but there are a few applications that are not updated or require follow up.
Digital Banking
- Mobile app: the newest version of the app should be downloaded from the app store. If the newest version is not downloaded, you will still be able to use mobile banking at this time. Additional updates will take place in early November that will require you to download the new app. The old app will not work.
- If you are still seeing our LCU brand within Online Banking on the Desktop, try clearing your browser cookies and cache.
- Please note: The app listing name and verbiage still reflect Leominster Credit Union but will be updated in the new year
Bill Pay
Bill pay will remain branded as LCU until we transition our partnership mid-November. Payments will continue as normal. Stay tuned for additional communication surrounding our Bill Pay migration and any actions that will need to be taken as a Bill Pay User.
Zelle
Zelle is currently updating the branding to reflect our new name and colors.
ATMs
ATMs will continue to be LCU branded until we transfer our partnership in March 2025.
Debit/ATM Cards
Debit cards will continue to be LCU branded until we transfer our partnership in March 2025. Debit cards that have LCU branding will continue to work.
Checks
Existing checks will remain valid with the LCU branding. New checks with the updated branding will be issued if they were ordered after October 7.
Please call us with any questions, 800-649-4646 or visit our website for additional details.
Thank you,
All One Credit Union
formerly Leominster Credit Union
