Personal Loans at All One Credit Union
Apply for a personal loan from $500 to $25,000 to pay credit card debt, purchase furniture or to take care of unexpected expenses that happen from time to time. Our expert lending professionals will work closely with you to determine which consumer loan is best for you.
Personal Loan Features:
- Convenient repayment terms
- Competitive rates
- Discounted rate available for automatic payments from
your AOCU account
Holiday Loan
Need a little extra holiday cheer in your budget this season? With a Holiday Loan from All One, you can borrow up to $2,500** and make all the moments that matter a little more magical.
Holiday Loan Features:
- Borrow up to $2,500**
- 12 month term**
- 9.99% APR**
- Convenient autopay available
- Offered until 12/31/26
Membership at All One Credit Union is easy!
- You must live, work or have business in Worcester, Middlesex, Norfolk, Hampden, Franklin, or Hampshire Counties in Massachusetts. Membership is also open to individuals who are members of religious, civic or charitable organizations having their principal place of business in the following counties.
- Membership is also available to family* of current All One member, regardless of where they may live.
- You must maintain a minimum of a $5.00 savings account.
*Individuals who have the following relationship with All One Credit Union members are also eligible for membership: spouse, mother, father, son, daughter, grandparent, grandchild, brother, sister, stepchild, stepparent guardian.
** Annual Percentage Rate (APR) of 9.99% is accurate as of November 1, 2026. Monthly payment for a loan of $2,500 at 12 months is $219.76; total finance charge of $137.02. Maximum loan amount of $2,500 and minimum loan amount of $500. 12 month maximum repayment term. Subject to credit approval. Membership requirements apply.
