News and Information

All One Credit Union (LCU) donated $1,000 to Ginny’s Helping Hand for holiday food baskets to be distributed to various families. “This is wonderful,” stated Susan Ghalifoux Zephir, Executive Director of Ginny’s Helping Hand.  “With this donation we make it possible for us to give food baskets to approximately 350 families.”

The donation will be used to purchase turkeys, potatoes, vegetables, gravy, bread, butter… all the fixings for a complete holiday dinner to be put in each of the baskets.

John O’Brien, LCU President & CEO commented, “We appreciate what Ginny’s does for the community, and are happy that we can contribute to bring a holiday meal and joy to families in our communities”.

 

Leominster, MA- LCU announces that Stephanie Hyles has joined the Credit Union as Senior Vice President, Chief Strategy Officer. The CSO is a new position at LCU. Hyles will be responsible for ensuring that the Credit Union provides the optimum products, services, technology and organizational structure to meet its members’ needs. Hyles will report to John O’Brien, President and CEO and will serve as a member of the senior management team.

“As the financial industry continues to evolve, we remain focused on making changes to best serve our members,” O’Brien said. “These changes include new and improved technology and products as well as the right staffing and skill sets to achieve these goals. We have created the role of Chief Strategy Officer to drive these initiatives by focusing on our delivery channels and continuously examining All One Credit Union’s mission and vision to address critical business strategies. We are delighted to have someone with Stephanie’s breadth of expertise join LCU in this pivotal position.”

Hyles comes to LCU with more than 30 years of information technology and financial industry experience where she has focused on supporting credit unions to remain relevant and competitive in an evolving and highly competitive industry. Most recently she served as the Vice President of IT at Direct Federal Credit Union.

“LCU is well-known for its high-quality service and products, as well as its commitment to the community. I am excited by the opportunity that this position offers me to direct the management of our Strategic Plan and to ensure that LCU’s vision and promise to our members are at the forefront of all we do,” said Hyles.

Hyles is a long-time resident of Lancaster where she lives with her husband and son. She is an active supporter of the Circle of Learning Program at the Doctor Franklin Perkins School in Lancaster which helps pre-teens and teens with developmental disabilities to gain social skills. She also recently served on the Fiserv Spectrum Client Advisory Board.

All One Credit Union is holding two free homebuyers’ seminars in October. The Fresh Start Mortgage Seminar will be held on Wednesday, October 19 and a First Time Homebuyers’ Seminar on Wednesday, October 26.  Both will be held at LCU headquarters, 18 Adams Street, Leominster from 6:00pm – 7:30pm.

The Fresh Start Mortgage seminar will address the specific needs of prospective homebuyers who either have a lack of credit or have had past credit issues. Experts in all areas of budgeting, credit, mortgage, and legal will be present to help attendees.  Participants will learn to create a budget, address their credit issues, and determine the steps needed for home ownership.  To register for this seminar visit http://bit.ly/FreshStartLCU

 According to Matt Dufault, AVP of Mortgage Origination at LCU, “Situations such as a job loss, bankruptcy, foreclosure, divorce, or illness can ruin your credit and your ability to buy a home. These situations have become prevalent due to the economic conditions over the past several years. We’ve seen a number of applicants who once had an excellent credit rating who have found themselves in the unfamiliar position of struggling to get approved for a mortgage loan because of an unusual circumstance or one-time event.”

Dufault also stated, “There was a time when a bankruptcy or other similar circumstance meant a person would not be able to obtain financing for several years. LCU’s Fresh Start Mortgage Program was designed for people who are getting back on their feet following a negative financial event.”

The First Time Homebuyer’s seminar will have a team of real estate experts including a realtor, attorney and financing professionals present the program. Topics will include ‘Are you ready to by a home?’ ‘Finding Your Dream Home,’ ‘Obtaining Financing,’ and the ‘Closing Process.’  Attendees will learn about the costs associated with homeownership, how your credit affects your options, making an offer and negotiating the price, the inspection process, and closing.  To register for this seminar visit http://bit.ly/FirstTimeHomebuyerFall

LCU has programs available for not only for first time home buyers, but any buyer who needs help getting mortgage-ready. Borrowers may be able to qualify for a mortgage much sooner than expected.

 

All One Credit Union will hold a Shred-A-Thon at its 910 West Boylston Street, Worcester, MA location on Saturday, October 1, 2016 from 9:00AM – Noon.

Members and non-members can get rid of old, sensitive documents by shredding and recycling them at the Shred-A-Thon. All items will be shred on site by a secure shredding service, New England Security Shredders.

Members of the community can bring up to three legal size file boxes or three 13-gallon kitchen trash bags to be shred for free. However we will be accepting donations to Habitat for Humanity during the event. The Shred-A-Thon helps raise awareness about recycling and of course the importance of shredding personal documents to protect against identity theft.

Important documents to bring to the Shred-A-Thon include bank statements, tax returns, medical bills, credit card statements and other personal documents.

For more information contact Joanne Lattanzi, Marketing Manager 978-466-7240 or marketing@all-onecu.com