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News and Information

FRAUD ALERT – Phone Scam

Posted on August 13, 2025

It has been brought to our attention that there is a phone scam going around appearing to be from the All One Credit Union (and/or Leominster Credit Union) “Fraud Department.”

Please be alert and NEVER give out your personal information unless you know it is a trusted and verified source. Never share your online/mobile banking credentials, including your password or your one-time passcode.

If you feel you may have been a victim of fraud, don’t hesitate to reach out to All One Credit Union (AOCU) directly, 800-649-4646.

Filed Under: Alerts, Frontpage, News and Information

All One Credit Union opens Branch at Worcester Tech!

Posted on July 8, 2025

 

Leominster, MA – We are excited to announce that we will be opening an All One Credit Union (AOCU) Branch inside Worcester Technical High School in August 2025 to coincide with the start of the 2025-2026 school year.

“The opening of Worcester Technical High School Branch conveys AOCU’s commitment and belief in the importance of providing financial education to the youth and community in Worcester. Providing access to financial services and fostering a culture of responsible money management, assists in making informed financial decisions and lays a strong foundation for future financial well-being. By having access to this branch classroom, we are creating an environment where students can learn about personal finance, banking services, and fosters responsible financial behavior,” stated Barbara Mahoney, President & CEO at AOCU.

For over 35 years, All One Credit Union has proudly operated high school branches, creating hands-on learning environments where students gain essential financial skills that last a lifetime. Currently we have branches in Clinton High School, Fitchburg High School and Wachusett Regional High School. Our unique approach combines a fully operational credit union branch with classroom instruction, helping students take control of their financial futures while building real-world knowledge in areas like saving, budgeting, and responsible money management.
“We knew that All One was going to be an incredible partner given their mission and their history of being involved in education, especially in the schools where they already have branches. Their goal to add value to the students’ education and truly partner with the school is anxiously anticipated here at Worcester Tech. Before All One has even moved into the branch at our school, they have been great partners. They have worked collaboratively with us on renovating the branch space, have been communicative and respectful of the programs we are running, have not only participated in events such as the Credit for Life but brought their own ideas and added value to the event. If we are already seeing the benefits of this partnership before they move in, imagine the possibilities we can do for our future generations once they’re actually moved in,” said Drew Weymouth Principal, Worcester Technical High School

In addition to daily branch operations and financial education classes, we offer internship opportunities that support the development of valuable employability skills—preparing students not just for college, but for life.

“Financial education is an essential life skill, and we’re thrilled to see just how much students are embracing it. Through our other in-school branch programs, it’s become clear that students not only enjoy learning about personal finance, but they also recognize its real-world value. Even more exciting is the opportunity to mentor students who express interest in internships and future careers in finance. It’s a win-win-win, for the students, for the credit union, and for the entire community,” stated Brittany Haley, AVP, Financial Education at All One Credit Union.

Founded in 1954, All One Credit Union, formerly known as Leominster Credit Union, is a member-owned, not-for-profit financial cooperative with a full range of deposit, lending and other financial services. Headquartered in Leominster, Massachusetts, All One Credit Union is proud to claim nearly 40,000 members and more than $900 million in assets. All One Credit Union has seven branch locations in Leominster, Clinton, Holden, North Leominster, Sterling, and Worcester with ATM services at all branch locations. It also operates three high school educational branches at Clinton High School, Fitchburg High School and Wachusett Regional High School. All One Credit Union provides a full-range of digital services including 24-hour banking via Mobile and Online services. Visit all-onecu.com or call 800-649-4646.

Filed Under: News and Information

All One Credit Union Dedicates Board Room to Giulio Greco

Posted on August 14, 2025

Leominster, MA – On August 7, 2025, the All One Credit Union Board of Directors and the Senior Management Team dedicated the Board Room at their Headquarters to Giulio G. Greco. Giulio has served as an active member of the Leominster Credit Union/All One Credit Union Board of Directors for the last 48 years and has always had a strong passion for making sure that assisting the underserved is a top priority for the credit union. He lives the credit union mission every day by being committed to enriching our communities and always having the members’ needs in mind.

Giulio is dedicated, member focused, collaborative, compassionate, positive, and kind and has made a positive impact on the credit union and our community at large. His upbeat and often humorous demeanor is truly an inspiration to us all.

Barbara Mahoney, President & CEO commented, “Giulio’s unwavering commitment and exceptional service to the credit union has been a true testament to the credit union motto “People Helping People.” His enthusiasm and thoughtful guidance have been an asset to our board and our success, and we are truly grateful to have him as a member of our family. “

We also recognized Giulio’s wife, Irene, who has always been a positive, caring, and loyal cheerleader for the credit union. Her optimistic and encouraging character makes everyone around her smile. The All One Credit Union family is grateful for her contributions and her invaluable support of Giulio.

“In recognition of Giulio’s unselfish and continuing service to devoting his time to helping others achieve their financial goals, All One Credit Union is proud to forever name the boardroom in his honor as the Giulio G. Greco Executive Board Room,” stated Mike Sauvageau, Chairman.

Giulio continues to be a vital part of the All One Credit Union team, and we are proud that the boardroom will bear his name for generations to come.

Filed Under: News and Information

Piggies & Pennies Par-Tea Event

Posted on July 15, 2025

Family Fun with Finance! A delightful afternoon of tea, treats, and fun activities with your little ones!

Looking for a fun and engaging way to teach your kids about money? Join us for a casual and entertaining financial education community event designed especially for families with elementary and middle school-aged children, though all kids are welcome!

Spend quality time together while exploring the importance of personal finance from a young age. We’ll have a variety of games and activities that make learning about money exciting and accessible for everyone. Enjoy some delicious tea, 🍵 treats and let your creativity shine as each child gets to paint their own piggy bank to take home!

Supplies are limited, so sign up today to secure your family’s spot for an afternoon of learning, laughter, and financial empowerment!

To register – click here!

 

 

 

Filed Under: News and Information

UPDATE: Wire Transfer Migration to ISO 20022: What You Need to Know

Posted on July 1, 2025

UPDATE: July 14, 2025: The migration was successful, and wire service will resume on July 15, 2025. All wires sent on or after this date must be in the new ISO format.

——————————————–

On July 14, 2025, All One Credit Union will be implementing a mandated change from the Federal Reserve to implement ISO 20022 standards for wire transfers. ISO 20022 is the current global standard but has not been adopted by the Federal Reserve until now. As a result of this single-day implementation, there will be changes to the format of wire transfers starting July 14. Many of these changes will be taken care of behind the scenes by our vendor partners, but to help you prepare, we put together what you need to know and actions you can take now.

What is ISO 20022

Federal Reserve Banks currently use a proprietary wire format that is specific to the Fedwire Funds Service. This current Fedwire Application Interface Manual (FAIM) is being replaced in favor of the ISO 20022 (ISO) format, which is a global standard used by many financial institutions.

What does this mean?

All wires sent through the Federal Reserve will need to be in compliance with the ISO 20022 beginning July 14, 2025.

When is this happening?

The Federal Reserve switch to ISO 20022 is July 14, 2025. On Friday, July 11, 2025, at 3:00 pm our normal wire services will stop with normal service resuming on July 15, 2025. All wires sent on or after this date must be in the new ISO format.
Here are some terminology changes that will take place:

Current terminology New terminology (effective 7/14/2025)
Beneficiary Creditor
Originator Debtor
Originator Bank/Sending Bank Debtor AND Instructing Agent
Beneficiary Bank Creditor Agent
Domestic Intermediary Instructed Agent
International Intermediary Bank Intermediary Agent
Routing Number Agent ID
Reference Beneficiary End to End ID
Address Line 1 Building Number and Street Name
Address Line 2/3 Department, Sub Department, Building Name, Floor, Room, Town Location Name, District Name, Post Box
City Town Name
State Country Subdivision
Zip Code Post Code
Country Country
Account Number Account Number
Amount Amount
Additional Information Remittance Information
Purpose Purpose

What can I be doing now?

As of July 14, 2025 please ensure that you have all the wire details with the information above identified to ensure a smooth process when visiting our branches to initiate wire transfers.

  • Be aware of the upcoming changes and review all the information we’ll be sharing with you up until the migration date.
  • For Domestic wires only: Not all of the new address fields are required, so if the data does not match exactly, please ensure that the following required fields are correct:
    • Agent ID (Bank ID)
    • Agent Name (Bank Name)
    • Agent City (Bank City)
    • Agent State (Bank State)
    • Account Number
    • City/Town Name (City)
    • Agent Country

We will update the website with additional information as we receive it regarding the migration of ISO 20022.

Filed Under: News and Information

Lunenburg Vendor Fair

Posted on May 5, 2025

Join us at the Lunenburg Vendor Fair on Saturday, May 10, 2025 from 11am to 6pm at TC Passios (Green Space) at 1025 Massachusetts Avenue, Lunenburg, MA 01462.

Team All One Credit Union will be there alongside our friends from the Lunenburg Skate Park Project. We will be auctioning off Skate Decks created by local students and local artists to raise money for the Skate Park Project! We are also sponsoring the BMX Show by Team East!

Thank you to the organizers of the event: The Lunenburg Parks & Recreation Department and the Lunenburg Business Association.

Filed Under: News and Information

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20 Adams Street
Leominster, MA 01453
Phone: 800-649-4646
Email: Info@all-onecu.com

ROUTING NUMBER: 211383736

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