0%
INTRODUCTORY ANNUAL
PERCENTAGE RATE (APR)*
GET 0% APR FOR 6 MONTHS ON PURCHASES, BALANCE TRANSFERS AND CASH ADVANCES WITH NEW BUSINESS CREDIT CARD ACCOUNTS.
*Effective 11/17/25: 0% introductory APR for the first 6 months on purchases, balance transfers and cash advances from the date of opening. After that, the variable rate will be 16.99% to 20.49% for purchases and balance transfers, and 20.49% to 23.99% for cash advances, based on your creditworthiness. There is a balance transfer fee of either $10 or 4% of the amount of each transfer, whichever is greater. A cash advance fee of either $10 or 5% of the cash advance, whichever is greater. Some balance transfer limitations apply. Foreign transaction fees may apply, see terms and conditions for rate, fee and other cost information. Annual fees are as follows: Platinum products – $0; World Elite – $29 per card; World Elite Plus – $249 and $49 for each additional card. Offer may be withdrawn at any time.
Mastercard Credit cards are issued by First Arkansas Bank and Trust and serviced by Card Assets, a division of First Arkansas Bank and Trust. Card Assets is licensed by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated. Credit cards are subject to credit approval. For more information on rates and terms, please visit your local branch.



Important tips for a smooth application process:
- Ensure that your credit is not frozen prior to applying. If it is, unfreeze it first
- Respond to verification communications you may receive
- Text for ID verification (8446234721)
- Email for signature (adobesign@adobesign.com) ** check junk inbox **
- Emails received from credit team requesting docs
- Understand your credit history
- Compare card types (see placemats)

