Locations

Credit Card

Our industry leading consumer and business credit card products offer competitive pricing combined with a full range of reward options – making it easy to select and apply for the card that meets your needs.

Make a payment to your Credit Card
Elan (Pay Credit Card)

Consumer Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

  • No matter which card you choose, you’ll enjoy important features like:
  • Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
  • Plus much more!

Learn More or Apply Now Consumer Credit Card Brochure

Business Credit Cards

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.
No matter which card you choose, your business will benefit from important features like:

  • Free online expense reporting tools.
  • No fee for additional employee cards.
  • Mobile payment capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.

Learn More or Apply Now Business Credit Card Brochure

* Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.


Apple_Pay_Logo

Now you can enjoy all the benefits of your AOCU Visa Credit and Debit card using Apple Pay on iPhone 6®, iPhone 6s®, iPhone SE®. Apple Pay is the easy, secure, and private way to pay with a simple touch.

Learn More

Discover Mobile Purchasing
Today’s smartphones are capable of doing amazing things. You can now make mobile payments with a compatible Apple®, Android ®, Windows or Samsung® phone, tablet or watch, without ever handing over your card.

Streamline Check Out
With mobile purchasing, at check out, you’ll use your phone instead of swiping your card. Typically, you’ll just hold your phone near the terminal and okay your purchase with a fingerprint. Signatures may still be required.

Simple to Setup
It doesn’t matter whether you have an Apple, Android, Windows or Samsung device—setup is simple with each technology. In most cases, you add your AOCU credit card using your phone’s camera.

Security Smarts
With mobile payments, instead of sharing your information, a virtual card number is created. That virtual number is used for purchases— keeping your data safe. Visit your phone provider website for more information on security.

Learn More

Visit the helpful Mobile Payments Website for more details!

Apple, the Apple logo, iPhone, iPad, Apple Watch, Apple Pay and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Android, Google Pay, and the Google Pay Logo are trademarks of Google Inc. ©2016 Samsung, Samsung Pay, Samsung Galaxy and Galaxy S (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Microsoft Wallet and Windows are trademarks of Microsoft, Inc. Use only in accordance with law. The creditor and issuer of the credit cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. or MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.