Checking Account Overdraft Protection Program
Peace of mind with All One Credit Union
Let’s face it – overdrafts on your checking account can be embarrassing, costly and time-consuming to straighten out. You have better ways to spend your time and money. Avoid the hassles, and write checks with peace of mind when you have Overdraft Protection from All One Credit Union.
Easy, overdraft protection for your security
Overdraft Protection is easy, and there are no annual fees, no application fees, and no fees for overdrawing. If you qualify, you could receive a line of credit from $500 – $2,000 on your checking account. Should you happen to overdraw your account, an automatic transfer takes place and covers your overdraft up to your line limit.
Simple repayment plans*
Each month that your overdraft line has a balance, the monthly payment will be automatically taken out of your designated AOCU account. You pay monthly interest plus 6.5% of the outstanding balance, or $20, whichever is greater. As you pay down the balance, the funds become available to you again and again – for as long as you like.
Consumer Overdraft Protection Information and Application
Business Overdraft Protection Information and Application
*Annual Percentage Rate (APR) of 18% charged on the outstanding overdraft balance. Automatic overdraft transfers are made in the exact amount of the overdraft. No annual fee. Payment of monthly interest and minimum $20 principal required.
